Young Adults – Must be convinced of the value of health insurance. These are young, healthy, have never been married or had children. Majority are enrolled in school, are establishing careers and independence. Do not anticipate the need to medical care.
Young Newlyweds – Want minimal coverage for the lowest cost. These do not anticipate frequetn doctor visits. Have active lifestyles. Have no immediate plans for children. Beginning to plan for their future and understand their value of insurance.
Families – Want affordable, comprehensive family care. Planning a family or have a least one child under 18. Anticipate frequent doctor visits and want comprehensive coverage. Are budget and value conscious; may have growing assets to protect and want to ensure their future financial security.
Empty-Nesters & Pre-Retirees – Are shifting away from family coverage and want asset protection. May have assets to protect and want to ensure financial security. May use medical care more frequently and want comprehensive coverage. Priorities shift from their children to life insurance, personal insurances and possible luxury items.
How to find the right health insurance plan for your Life Stage http://www.hendersoninsurances.com/pages/health.php