RenterRenters insurance can help ease your worries
You come home late to see fire trucks streaming water into your apartment building as black smoke pours out. Hours later you finally get inside where you discover severe fire damage and most of your possessions have been destroyed.
You ask your landlord or property management company about covering your costs and learn the truth…If you rent your home; your landlord/property management insurance policy generally covers only the structure of the building. Damage to your personal property is usually your responsibility.
If you had renters insurance the policy provides coverage for your personal possessions.
Other reasons to consider Renters Insurance:
1. While you are away, a burglar steals all your valuables from your home.
2. The pizza delivery guy trips on your son’s skateboard and breaks his ankle on the walkway leading to your rented home. His employer sues you for his medical bills, contending that it was your fault that the skateboard was left out.
3. A major gas line in your neighborhood has a leak and the fire department orders an evacuation. You are not allowed to return for two weeks while repairs are made.
Renters Insurance Policies provide liability, loss of use and personal property coverage.
