Starting in 2014 all plans sold to individuals, families and small businesses will be classified as one of these four (4) levels of coverage:
Bronze
Silver
Gold
Platinum
The Bronze and Silver plans will have a lower monthly premium, but when you need medical coverage, you pay more out of your pocket.
The Gold and Platinum plans will have a higher monthly premium, and you will pay less out of pocket for medical coverage.
The Insurance Companies who will be offering plans inside Covered CA (The Exchange):
Blue Shield – Individual, family and Group
Health Net – Individual, family and Group
Kaiser – Individual, family and Group
Anthem Blue Cross – Individual and family only
Alameda Alliance for Health
Chinese Community Health Plan
Contra Costa Health Plan
L.A. Care Health Plan
Molina Healthcare
Sharp Health Plan
Valley Health Plan
Western Health Advantage
Insurance Companies who will be offering plans outside Covered Ca (The Exchange) are:
Anthem Blue Cross – All
Blue Shield- All
Health Net- All
Kaiser – All
United HealthCare- Group
Aetna- Group
Cigna – Group
And others
Every American Citizen and Legal Resident will be required to have Health Insurance. If you currently have an individual or small business plan it will change starting January 1, 2014. Every member will receive notification sometime in September 2013-October 2013 indicating which of the (4) four plans your current plan will be mirrored to. You do not have to stay with the insurance company recommendation; you will have a choice to select one of the other plans. Any questions, contact our office and we will be able to assist you. We suggest contacting us immediately when you receive your notification from the insurance company, because we anticipate thousands of people wanting to make changes or have questions.
